Advance Planning with An AFCTS Cemetery Trust

The following information is from a brochure provided by American Funeral & Cemetery Trust Services (AFCTS). If you are interested in learning more about Advance Planning using an AFCTS Cemetery Trust, contact Pam Wachter at Olney Cemetery, 541-276-8100.

Benefits of Advance Planning with an AFCTS Cemetery Trust

In our opinion, a pre-paid AFCTS Cemetery Trust is an excellent method to pre-pay cemetery expenses.

  • Your Cemetery Trust is flexible. You may revoke, alter or amend your trust, whenever or however you choose.
  • Cemetery Trusts can be made on behalf of another person such as a dependent relative or friend.
  • AFCTS Cemetery Trusts earn favorable rates of interest providing inflation protection.
  • A properly established trust is allowed under the Federal Supplemental Security Income and Medicaid guidelines to shield funds from being used as accountable resources. An AFCTS Cemetery Trust may be established beforeor after going on state assistance to insure money will be available for cemetery expenses.

What is Advance Planning with a Cemetery Trust?

Advance planning is an expression of love to your family by providing a structured plan for your final arrangements in advance of need.  This important procedure can be planned by yourself or with members of your family involved. Arrangements can vary from simple information given to complete arrangements including casket selection, type of funeral or memorial service, place of disposition, etc. Generally, all expenses are established and monies placed in trust before the services are actually needed.

The Importance of Advance Planning

Advance planning provides important information and answers to many important questions with which survivors may not be familiar. Survivors, through advance planning, are given the assurance that the arrangements are an extension of your life. With all arrangements in place, the survivors can reflect upon their memories without stress or conflicts while making last-minute decisions.

Advantages of Pre-Paying Cemetery Expenses

By pre-paying cemetery expenses, advance planning lifts financial burdens from your survivors, And, you will have the peace of mind knowing that your family will not have to incur unexpected cemetery expenses. They will be fee to spend time and energies on other important preparations.

What is a Cemetery Trust?

A Cemetery Trust is an agreement between you and the cemetery of your choice in which money is deposited to pay for cemetery expenses before needed. A pre-paid Cemetery Trust is a legal document. All trusts are invested according ot state statute in a legally authorized banking institution. Your funds remain in the custody of the bank until they are needed to pay for arrangement you have made.